XHBH Family Financial Dashboard
Phase 1 · engine v1.0 · spec METHODS.md · data as of 9 Jul 2026
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Income scenario
XH band (working)
Full
Mid
Low
Zero
XH retire year
PH band (working)
Full
Mid
Low
Zero
PH retire year
Fine-grained band segments (e.g. WeDo scenarios) — edit JSON:
Education
Ethan pre-U
IntlAllSchools
IntlLocalTrack
IntlHS_All
IntlHS_Local
SGGovHigh
SGGovLow
SGGovRegular
Emily pre-U
IntlAllSchools
IntlLocalTrack
IntlHS_All
IntlHS_Local
SGGovHigh
SGGovLow
SGGovRegular
Evie pre-U
IntlAllSchools
IntlLocalTrack
IntlHS_All
IntlHS_Local
SGGovHigh
SGGovLow
SGGovRegular
Ethan college
CollegeUS
CollegeSG
None
Emily college
CollegeUS
CollegeSG
None
Evie college
CollegeUS
CollegeSG
None
Travel & lifestyle
Travel to age 70
high
mod
low
Travel 70+
high
mod
low
Retirement spending ×
Market & macro assumptions
Taxable equity return
Your 20-y historicals: whole-world ~10%, target-ret ~11%. Long-run global real+infl ≈ 7% nominal — try both.
Inflation
USD/SGD
SORA (refi yr-3+)
Cash buffer (months)
Bequest floor S$
Scenarios
Save
Load
Export JSON
Net cash by year
Investable assets & net worth
Safety-net flags
Trace (click year in table for line items)